Buy Now Pay Later

India's first-ever fully digital Buy Now, Pay Later solution for rural businesses to provide formal credit to their customers and enable them to buy high quality products!
  • Manufacturer
  • Wholesaler/
  • Retailer
  • End Consumer

Benefits of BNPL

For Sellers
Faster cash cycles

Realize faster cash cycles and increase your business turnover

Lower Collections Effort

BNPL leverages E-Mandate to automatically debit payments on due dates

More Inbound customers

Increase customer footfalls by enabling credit at your storefront

Increased Revenue

Increase your business by attracting more customers and enabling them to spend more with your business

For Buyers
Increased leverage

Get limits from Jai kisan and spend whenever, wherever

Lower Interest rates

Best in town interest rates to fuel your purchases

Flexible repayment options

Chose from easy and flexible EMI repayment options

Better Credit History

Build your credit history and access more financial products from Jai Kisan

How to get started with JK BNPL?


Download Bharat Khata and setup your business profile
Apply for BNPL Limit
Complete your onboarding in a few clicks and get approved for a limit in minutes!
YOUR BUSINESS IS READY - Extend BNPL to your customers!


Customize this product to offer BNPL in your value chain network.
Offer Point of Sale financing with
Bharat Khata

Industries We Serve

  • Dairy
  • Poultry
  • Agriculture
  • Manufacturing
  • Fishery
Want to learn more about our products?