Welcome to Jai Kisan | Buy Now Pay Later

Buy Now Pay Later

India's first-ever fully digital Buy Now, Pay Later solution for rural businesses to provide formal credit to their customers and enable them to buy high quality products!

Manufacturer

BNPL
Wholesaler/
Distributor

BNPL
Retailer

BNPL
End Consumer

Benefits of BNPL

For Sellers

Faster cash cycles

Realize faster cash cycles and increase your business turnover

Lower Collections Effort

BNPL leverages E-Mandate to automatically debit payments on due dates

More Inbound customers

Increase customer footfalls by enabling credit at your storefront

Increased Revenue

Increase your business by attracting more customers and enabling them to spend more with your business

For Buyers

Increased leverage

Get limits from Jai kisan and spend whenever, wherever

Lower Interest rates

Best in town interest rates to fuel your purchases

Flexible repayment options

Chose from easy and flexible EMI repayment options

Better Credit History

Build your credit history and access more financial products from Jai Kisan

How to get started with JK BNPL?

Merchants

Download Bharat Khata and setup your business profile

Apply for BNPL Limit

Complete your onboarding in a few clicks and get approved for a limit in minutes!

YOUR BUSINESS IS READY - Extend BNPL to your customers!

Manufacturers/Distributors

Customize this product to offer BNPL in your value chain network.