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Instant credit for rural India

Easy loans for farmers, retailers, and more

Trusted by farmers, retailers, and businesses

800,000

farmers have
worked with us

100,000

rural businesses have
worked with us

5,000+

pin codes served
across 11+ states
SyngentaDeepak Fertilisers and PetrochemicalsBayer

What we offer

For Farmers
No bank lines. No collateral.

Get a loan for your farming needs in 10 minutes

For Retailers
Customers not paying on time?

Sell with BharatKhata and we will pay your customers' bills

For MSMEs & Corporates
Speak to us to unlock your working capital today!

Fast track your business growth with supply chain financing

Proudly made
in India, for
rural India

Strategic Investors