Instant credit for rural India
Easy loans for farmers, retailers, and more








Trusted by farmers, retailers, and businesses


800,000
farmers have
worked with us
worked with us


100,000
rural businesses have
worked with us
worked with us


5,000+
pin codes served
across 11+ states
across 11+ states




What we offer

For Farmers
No bank lines. No collateral.
Get a loan for your farming needs in 10 minutes

For Retailers
Customers not paying on time?
Sell with BharatKhata and we will pay your customers' bills

For MSMEs & Corporates
Speak to us to unlock your working capital today!
Fast track your business growth with supply chain financing
Proudly made
in India, for
rural India
